The Common Term ‘Share Of Freehold’ Explained

Q: I am buying a flat that has a ‘share of freehold’. What does this phrase mean? Is there a lease to it or are there any hidden costs to the final buying price?

A: purchasing a property that has a share of *freehold means that you will acquire shared ownership of the freehold entitlement related to the building/property. Furthermore, this will give you a leasehold interest in each/individual flat.

Generally, freehold ownership is registered under a certain company’s name. The owners. Which are more than one in most cases, are all shareholders in the property. Alternatively, a freehold title can hold multiple names of up to four individuals in registration.

For tenants, renting/leasing a property having a share of freehold does not, in any respect, give them an entitlement to not abide by the lease/standard terms of the lease. If the lease doesn’t allow any alterations without the landlord’s consent, any infringement of the terms of the lease could result in penalization.

A leasehold withering value to it with the passage of time hence, making it a risky and less profitable aspect of real estate. The key advantage of the share of freehold on the owners’ end is the ability to grant themselves a 999 years’ lease, thereby making a safe and wise investment. Owning a share of the freehold also means that the lessees can have greater control of the day-to-day management and maintenance of the property.

Owning a share of freehold has its own set of risk factor. For example, poor administration involved in the management of a building and Poor management, in general, can lead to a range of problems.

It’s important to note that acquiring a share of freehold is generally a wise investment but doing so does come with its own predicaments. A good solicitor would help you ensure your share of freehold dream purchase does not turn into a poorly managed building and investment nightmare.

*Permanent and absolute tenure of a land /property with the freedom to dispose at will.

5 QUICK BOUNCY CASTLE INSURANCE TIPS FOR EVERYONE

Do you own an amusement units business? Are you sub-letting an amusement unit ahead? Are you planning an event where you would be putting up a bouncy castle and similar entertainment units? Whatever the case, we have 5 life-saving and hassle-saving bouncy castle insurance tips for you.

Bouncy Castle MUST have #01: Public Liability Insurance

Any activity that involves jumping around or boosting the adrenaline brings along the risk of causing injuries, potentially turning serious and leading to a lawsuit. It’s absolutely vital that you get public liability insurance before hiring out a bouncy castle or similar amusement units. Should you/ your company be accused of any mishaps, injuries or property damage, the insurance will cover the legal costs. Ideally, a minimum of 2 million is sufficient to protect your business; ensure that you have enough cover.

Organizing an event with a bouncy castle? Reason #02 to purchase Public liability insurance

As an event planner, acquiring public liability insurance should be the first thing on your to-do list. If your event features a bouncy castle, then it’s necessary you cover yourself / your business. Should anything unpleasant happen, you could be held responsible? Check with the entertainment unit providers whether or not their insurance would cover you for any mishaps or injuries sustained.

Having a party at home with a bouncy castle? Get personal liability insurance

Public liability insurance is the commercial version of personal liability insurance. If you’re hiring a bouncy castle for a party at home and inviting guests, you can be held liable if one of them injures themselves. For example, normally, there’s a limit to the number of children who can use the bouncy castle at any one time. If this is exceeded and an accident occurs, you could find yourself being sued. Personal liability insurance eliminates this financial risk. It may already be part of your home insurance policy, so speak to your insurance broker.

Personal liability insurance stems from public liability insurance, the former being individualized for one’s own defence. If you are hiring a bouncy castle for an at-home party, you could find yourself in trouble if a guest injures themselves. Most accidents occur upon exceeding the number of people who should be aboard in a unit at one time. If the headcount or the weight reaches its limit, the inflatable deflates or crashes down and you could be sued. Personal liability insurance eliminates financial risks like such and saves you in ‘their word against yours’ situations. Some home insurance policies already provide coverage; you could speak to your insurance broker and confirm.

Don’t avoid employer’s liability insurance

If you are in the entertainment units business, it’s likely that you have hired operators/ technicians for on-site jobs. Regardless of the number of hours they are working for you, it’s your legal obligation to hold employers’ liability insurance. A slight on-site occurrence by the staff could get them penalized and cost your business a lot (of money and reputation) in the end.

Event cancellation insurance for covering lost revenues

Most entertainment providers have a reservation and cancellation policy. For example, they would hold your date for a limited time. Similarly, they would accept cancellations until a certain date. After that, they would either return the down payment after necessary deductions or the advances are non-refundable in the first place.

In case you find yourself in a similar situation as a planner or an individual, event cancellation insurance could help cover the cancellation charges that may have incurred.

How Physical activities are important for better academic performance in children

Every parent wants a better performance of their children in academics. Research shows that physicalfitness increases your mental strength and there is always a positive connection between physical activities and academic performance.

Children active in physical activities have more cognitive abilities. According to some studies it is clear that there are many differences in the brains of active children as compared to inactive children like memory, emotion regulation and responsiveness usually tend to be larger amongst children who got involved in regular physical activities.

Physical activities stimulate brain plasticity by increasing the growth of new connections between cells in a wide array of important cortical areas of the brain to grow neuronal connections. So it is 

clear that healthy physical activities improves the functioning of brain like:

• The flow of oxygen to the brain is increased
• The number of brain neurotransmitters is increased, which helps your ability to focus, deliberate, learn, recall and control stress
• The number of brain-derived neurotrophins is improved, which assures the survival of neurons in areas of the brain that are responsible for learning, memory and higher thinking.

Physical activity improves children’s self-esteem. It supports relationships with peers, parents and teachers. Regular and organized physical activity training stimulates interactive collective and self-regulation core values like respect and social obligation.

Children enjoy lots of different physical activities like different type of games and other activities like jumping, running, cycling, swimming etc. Now there is also a trend of the bouncy castle. Children love to play and jump on bouncy castle and soft play areas. This is the best physical activity for children and there are many companies that provide bouncy castle and soft play equipment on different occasions especially in birthday parties for children. It’s a complete package in term of healthy and fulfilled activity.

Soft Play Area, A Full Set Of Fun And Healthy Activity

Children love to play different types of games as it is also very necessary for their good health. According to research active play supports a child's physical, mental, social and emotional development as they grown up.
 In this era of technology children usually like video games and watching cartoons. All these activities have limited their interest of physical games so parents should encourage their children for different type of physical activities. A child's physical and emotional health is very important for their future growth, so now is the time to develop the habits in your children for the fittest and happiest life available by let them play regularly!

One of the most favorite activity of kids now a days is playing in soft play areas and bouncy castles.
This is not only a fun filled activity but also helps in social and physical development of children.
This is the best entertainment for the children as they run, jump, climb and cross all the hurdles independently to discover their own world.
Indoor play grounds or soft play arenas as well as bouncy castles having soft play equipment's are being designed for kids to play and bounce and have tremendous fun in it. Indoor play areas are usually safe as compared to the outdoor play ground.
All the play equipment is wrapped in the foam to keep in mind the safety of children as they bounce, jump and climb in it. All the safety standards are being fulfilled to avoid any kind of injury.

These play areas are designed according to different ages of children in term of size, play feature and play structures. There are different features of these indoor play areas like ball pool, soft padded equipment's, interactive soft play equipment's, Slides, custom based theme elements, multi level interactive soft play activities and many more.
 All are designed to keep children entertain through healthy and fun play. These funs filled activities of climbing and swinging develop fundamental strength. Some sections of the play areas are not designed for physical exertion because they are basically designed to develop the mind and body in proper way. In short we can say that these soft play areas and bouncy castles are full package of fun and entertainment as well keep your child healthy and active.

Bouncy Castle, an entertainment and fun factor

Children love to play on bouncy castles. These bouncy castles are perfect thing to add fun and excitement in any children’s party. In this way you can keep busy your children in a very safe environment by jumping and playing on inflatable castles for several hours.

You can place the bouncy castles in your home or in the park and backyard at the wedding, birthday party, anniversary or any other event so your kids can have a lot of enjoyment and fun and parents can certainly enjoy with happiness. Although bouncy castle is a perfect package of fun and excitement for your children but make sure the safety of your children because it should be your first priority.

Now a days there are differently-sized bouncy castles with attractive themes are available in market for both indoors and outdoors venues. In addition there are now convention designs that include dry and wet slides, assault courses, hoop and basketball rings. No doubt aesthetically these castles are full of revolutionary designs with great innovation.

If you are hiring bouncy castles and inflatables then with some safety point of view, keep following points in your mind:

·         Make sure the quality of your required bouncy castles. It is important that the manufacturers of bouncy castles should follow particular safety guidelines and rules. They should use the materials to keep the inflatable safe, durable and long-lasting.

·         If the material of bouncy castle is not strong then it can easily tear off and cause injury to your children and on the other hand the material should not be too hard that can hurt your kids when they start jumping on it.

·         Make sure they don’t have any cuts and slashes and they are not torn. The pressure points can be reinforced well in order to avoid any injury to occur.

·         Next most important thing is that you have to find out whether bouncing castles are hygienic and clean. Children would be sitting and jumping over them. So, it is important to choose the castles which are clean.

If you want to hire a bouncy castle for your event then always choose a reliable bouncy castle hire company. Make sure to check the terms and conditions for return and exchange if you are not satisfied after getting the damaged or faulty one.

How Physical Activities are important for children’s Development

At every age for the fitness, exercise and physical activity is very necessary. Physical activities have long term health benefits. Exercise is a vital element of any child’s development—putting the foundations for a healthy life. . If we talk about children it the essential and important part to being active in physical activities and exercise. These activities lead them to a happy and healthy life style. Due to its importance every parents show concern about the physical and mental development of their children
It is proved by different studies that young children tend to be more active if their parents participate in physical activity and are active with them.
This means that parents should show healthy physical activity behaviors by being active themselves, and by cooperating with their children in physical activities such as bike riding, walking and active play. Ideally, children need to spend several hours outdoors every day for mental and physical health and keep them fit and active.
Different types of healthy physical activities help in:
• Withstand a healthy weight
• Strong bones, muscles and joints
• Heart fitness
• Good posture, balance, synchronization and power
• Improve flexibility
• Improve motor skills
• Improve social skills
• Improve learning skills
• stimulating healthy growth and development
• Improve basic movement skills
• Improve cognitive and emotional skills
• Reduce fat
• Increase concentration while study and other tasks
• Increase confidence and self esteem
• Helping to establish connections between different parts of the brain
• Relax mind and body
• Improve sleep
Walking, jogging, Running, Climbing, Lifting, Dancing, Yoga, Skiing, Hiking, Skipping, Gymnastics, Basketball, Cycling, Ice-skating, Soccer, Swimming and Tennis are some of the best examples of healthy physical activities.
There are also a lot of new trends in physical activities like Bouncy castles, soft play and slides. Children love to have fun in all these on different occasions. There are also a lot of bouncy castle and soft play hire companies too who provide soft play equipment and different types of bouncy castle according to safety standards for different parties and occasions .It’s a perfect way for tremendous physical activity. Children love to jump, climb and play in bouncy castles.

Healthy Physical Activities for Children

Study has shown that young children tend to be more active if their parents participate in physical activity and are active with them. This means that parents should show healthy physical activity behaviors by being active themselves, and by collaborating with their children in physical activities such as bike riding, walking and active play. Ideally, children need to spend several hours outdoors every day for mental and physical health and keep them fit and active.

At every age for the fitness, exercise and physical activity is very necessary. If we talk about children, it the essential and important part to being active in physical activities and exercise. These activities lead them to a happy and healthy life style.

Physical activities help to

·         stimulate healthy growth and development

·         Sustain a healthy weight

·         Improve learning skills

·         Improve basic movement skills * Improve cognitive and emotional skills

·         Reduce fat

·         Increase concentration while study and other tasks

·         Increase confidence and self esteem

·         Helping to establish connections between different parts of the brain

·         Relax mind and body

·         Improve sleep

·         Strong bones, muscles and joints

·         Heart fitness

·         Good posture, balance, synchronization and power

·         Improve flexibility

·         Improve motor skills

·         Improve social skills

There are a lot of physical activities that help to improve health as well as many developmental elements and uprooted all the risk elements. These activities include Walking, jogging, Running, Climbing, Lifting, Dancing, Wall climbing, Yoga, Hiking, Skipping, Gymnastics, Digging in the garden, Basketball Bicycling, Ice-skating, Soccer Swimming and Tennis. There are also a lot of new trends in physical activities like Bouncy castles, soft play and slides. Children love to have fun in all these on different occasions. There are also a lot of bouncy castle and soft play hire companies too who provide soft play equipment and different types of bouncy castle according to safety standards for different parties and occasions. It’s a perfect way for tremendous physical activity. Children love to jump, climb and play in bouncy castles.

Parents should encourage their children for physical activities. Parents can use explicit parenting practices, such as a specific time check for watching TV and other activities. Children need a support and help for exposure to the environment for different physical activities.